Protect the life you've built- buy flood insurance

Flood Insurance offers peace of mind. Know your zone. We all live in a floodplain. 25% of claims come from low risk zones.


About Us

Protecting Futures

We have over 30 years of insurance, floodplain, mapping and mitigation experience helping clients prepare for the unknown. Ask us about: flood zone determinations, flood insurance and mitigation today

  • Flood Insurance
  • Letters of Map Amendment
  • Mitigation
  • Agencies Partnerships

We can access many difffernt NFIP and Private insurance products so you can get the right one for you.

Assessing Need

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Our Team

Lisa Sharrard

Lisa’s career spans over 30 years in both the public and private sectors.  Lisa opened her own insurance agency, Choice Flood Insurance LLC, in 2016, after years of working with flood insurance policyholders, in her role as owner of her consulting firm, U.S. Flood Solutions LLC. Lisa refined her skills and institutional knowledge by working for the FEMA Direct Servicing Contractor as a Senior Professional, training Underwriters and Customer Service Representatives on the NFIP Insurance regulations and procedures. Prior to entering the private sector in 2010, she served as the South Carolina NFIP Coordinator for the SC Department of Natural Resources (SCDNR), Project Manager for the State’s Community Assistance (CAP-SSSE), Flood Mitigation Assistance (FMA) and for FEMA’s Risk MAP (Mapping, Assessment & Planning), Grant Programs working in both SC and Assistance NFIP Coordinator in NC. Lisa served as Chair of the Association of State Floodplain Managers (ASFPM) from 1999-2001 and served on FEMA’s Community Rating System (CRS) Task Force from 2002-2009 and has been a licensed Property & Casualty agent since 2013.  In May of 2018, Lisa was appointed as a subject matter expert to FEMA’s Technical Mapping Advisory Council, Insurance Coverage Subcommittee and to the FEMA CRS Increasing Insurance Coverage Subcommittee. At FEMA’s invitation Lisa has also had input into redesigning the new insurance rating structure rolling out in the Fall of 2020.


Contact Us

Choice Flood Insurance LLC

PO Box 290666 Columbia, SC 29229US

(803 )865-4297


Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed